Posts with tag 'First-time buyers'
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28
Read This Before You Apply for a Mortgage
Our real estate agents often hear from our new clients that the process of getting a mortgage is intimidating. That's understandable!
Having an experienced real estate agent on your side does a lot to make applying for a home mortgage manageable.
Even so, it's important to know a few things about the process. Once you learn more, you'll see exactly what you need to do to make things easier.
That can be just what it takes to make your worries evaporate. The truth is, most people learn getting a mortgage is quite a bit easier than they imagined. It just takes some preparation.
These four steps will make it easier:
10
Buying a Home? The Pros and Cons of FHA
At Cressy & Everett Real Estate, our real estate agents are experienced in all of the many programs that help you buy a home. A variety of programs are available for first-time home buyers and prospective buyers with different needs.
Navigating these programs is not always easy, but the right expertise can help. One program that many people ask us about is the Federal Housing Administration loan (FHA).
FHA mortgage loans are intended to put homeownership within reach of first-time buyers. Even those who may have had financial difficulties in the past can succeed in securing an FHA home loan if they can meet some fairly straightforward requirements.
26
Home Buying Tips: The Pros and Cons of Commuting
Before you finalize your list of new home must-haves, be sure you consider your commute time and travel costs. If you plan to buy a home in Saint Joseph, Michigan and work here too, it shouldn't be much of an issue. When the census documented local workers' travel time, they calculated an average 14.7 minute commute time. That's far less than the national average.
Our real estate agents understand the attraction of moving your family to a small town or suburb. Smaller communities have a lot to offer, but before you make a move, consider the pros and cons of an extended daily commute.
22
Home Buying Fees You May Not Think About
When you're looking at South Bend homes for sale, it's important to pay attention to your budget. Unfortunately, many people don't think about the additional fees you'll encounter when buying a home. The exact amount of money you'll need can vary significantly. Even though you may not have a firm number until you are going through the closing process, there will be extra expenses, so you need to be prepared. Don't let any of these fees catch you by surprise.
Before You Buy a House Know What You Could Be Paying
- Home Inspections. Most people know about the general home inspection, but depending on the property, the results of the general inspection, and local ordinances, additional inspections may be required.
15
Buying a House: 6 Must-Dos Before Closing
Finding that one amazing home you love is exciting! Your offer was accepted, but it's not officially yours quite yet. Closing is the last part of the process and that's when the property officially changes ownership. Our REALTORS® are here to make your home-buying easier with these six must-dos before closing day.
- Make sure contingencies are completed
The sale isn't finalized until all of the contingencies are handled. In most cases that includes the financing, the inspection, and the appraisal. These are all important because if the financing falls through, the inspection turns up major problems, or the appraisal comes in at less than the purchase price, you have the right to back out of the sale.
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